Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount

100%

funded

Total loan: $375

Malam

Kaduna, KD, Nigeria / Education

Malam's loan finished fundraising, but these other borrowers need your support


A loan helped pay children's school fees.


Malam's story

Malam is married and lives with his family in a remote village in the northern Nigerian state of Kaduna. Malam is a hardworking maize farmer who works on his farm every day.

This harvest season, Malam will receive a cash advance, known as a harvest advance loan, which is equal to the price of maize at harvest, which allows him to meet the costs of pressing needs like paying school fees. Furthermore, Malam will get crucial harvest support including renting a threshing machine, which will eliminate the common practice of using family labor. This will save him and his family 30 hours of manual labor per 100 kg bag of maize, allowing more time for studying for his children. Babban Gona will also support Malam by storing the harvested maize to sell later in the year.

Now, Malam does not have to forfeit making a profit by selling his maize at low harvest prices. With his loan, Malam will be able to pay his children's tuition for higher quality education to secure a high-paying job in the future.