Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $775


Tbilisi, Tbilisi, Georgia / Education

Mariam's loan finished fundraising, but these other borrowers need your support

A loan helped to finance her higher education in psychology.

Mariam's story

Mariam is an 22-year-old student from Tbilisi, the capital of Georgia. She lives with her parents, brother and sister. The family members don't have sufficient income to finance Mariam's educational costs. She is a hardworking person with a great desire to make an investment in her education, which should be reflected in her future success.

Mariam needs help to cover her fourth-year tuition fees as she works towards a bachelor's degree. She has been approved for a student loan from Credo, which is a joint project with Kiva that gives Georgian students a good chance to invest money in their education.

Mariam wants the opportunity to find a stable job in the psychology field and generate significant income after graduation. She really appreciates the support from the lenders, as her life will greatly improve with their help.