Total loan: $2,600


Ken-Aral village, Talas region, , Kyrgyzstan / Agriculture

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A loan helped to buy dairy cows to increase her head count of cattle and sales of organic milk.

Gulina's story

Gulina is 31 and married and a mother of four. She has a high school education and works in animal husbandry and agriculture as the primary source of income for her family. Her neighbours describe her as a cheerful, honest and hardworking woman. Thanks to her hard work and help from her husband, she currently has three cows and a horse on her farm as well as 1.2 hectares of land where she grows beans. She also has a contract to provide organic milk to a local factory for further processing into dairy products. This allows her to constantly invest in her agricultural business.

When Gulina found out that she could receive a loan for further repayment from Bai Tushum Bank through their "chain of added value" product, she approached them for a loan of 180,000 KGS to buy dairy cows to increase her head count of livestock and her volume of milk sales. Payments for her milk from the factory will be directly deposited into her bank account, and loan payments automatically debited. Income from the loan will help her further increase her head count of cattle, raise her family's material well-being and give her children a good education.