Nazgul

Nazgul is 44 years old, widowed, and has four children. She has a higher education and works as a kindergarten teacher. She is familiar with agricultural technology and knows how to invest as directed. Since 1999, she has been involved in animal husbandry as an additional source of income for her family.

Thanks to her hard work, her farm currently has 2 cows and 5 sheep, as well as 1.05 hectares of irrigated land where she grows potatoes. In order to further develop her farm, Nazgul applied to Bai-Tushum Bank for a loan in the amount of 105,000 KGS to purchase cattle so she can increase her revenue from breeding them. Nazgul plans to invest the revenue from the loan in further developing her farm and improving her family’s well-being.