Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $225


Nkhotakota, Central Region, Malawi / Services

Helena's loan finished fundraising, but these other borrowers need your support

A loan helped to open more branches for mobile money transfers.

Helena's story

Helena is a 26-year-old entrepreneur who lives with her parents in the Nkhotakota district in Malawi. Her life was always hard before she started her business as an agent for mobile money transfers. She dreams of becoming an owner of various investments through which she will employ youths from her community. Helena is an agent who conducts mobile money transfers for Airtel money and TNM Mpamba. Helena is requesting a Kiva loan to expand her business and establish branches in her community. She plans to use the profit she earns to invest in another type of business, pay school fees for her siblings and build herself a house.

Helen will repay the ‘social interest’ on her loan by volunteering 2.5 hours per week as a member of the CAMFED alumnae association, CAMA, providing mentorship to younger members as they tackle a range of personal and entrepreneurial issues.