Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $5,975

Muvumba Ii Group

, , Rwanda / Agriculture

Muvumba Ii Group's loan finished fundraising, but these other borrowers need your support

A loan helped to buy more fertilizers used for growing rice.

Muvumba Ii Group's story

Muvumba Ii is a group represented by Benon, a 46-year-old father of four children between the ages of 6 and 19 years. He is a farmer and has been growing rice for the past 5 years. Benon's wife is a businesswoman. With the loan from Kiva, he would like to buy more fertilizers used for growing rice. The profits from his business will be used to pay school fees for his children.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under-served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.