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A loan helped to purchase additional farmland.
Nonetheless, Yakubu needs a Harvest Advance loan to purchase additional farmland to enable him to capture greater margins on his maize instead of selling the grain at harvest, when prices are low due to the high supply of maize. This Harvest Advance loan will provide Yakubu with cash equivalent to his value of maize at harvest. Babban Gona will then help Yakubu to store his maize and sell it at a higher price over the next six to nine months, guaranteeing higher returns. This is crucial for Yakubu as he plans on using the increased income to purchase additional farmland for a bigger harvest next season.