Total loan: $225

Alh. Lawal

Flag of Nigeria
Kaduna, KD, Nigeria / Agriculture

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A loan helped to purchase additional farmland.

Alh. Lawal's story

Alh. Lawal is a hardworking farmer who has the ambition to expand his land under cultivation and earn higher profits from farming. As a member of Babban Gona, Alh. Lawal has access to high quality inputs and enhanced farming services which help to increase his yields. Furthermore, through training programs, Alh. Lawal now practices farming in a more sustainable manner. For example, the agronomy education Alh. Lawal receives focuses on micro-dosing fertilizers to lessen environmental impact and increase yields. Alh. Lawal expects to reap 40 bags/hectare of maize from this year's harvest, more than double the national Nigerian average of 18 bags/hectare. Nonetheless, Alh. Lawal needs a Harvest Advance loan to purchase more farmland to enable him capture greater margins on his maize instead of selling the grain at harvest, when prices are low due to the high supply of maize. This Harvest Advance loan will provide Alh. Lawal with cash equivalent to his value of maize at harvest. Babban Gona will then help Alh. Lawal to store his maize and sell it at a higher price over the next 6 to 9 months, guaranteeing higher returns. This is crucial for Alh. Lawal as he plans on using the increased income to purchase additional farmland for a bigger harvest next season.