Total loan: $325


Kaduna, KD, Nigeria / Agriculture

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A loan helped to purchase additional farmland.

Musa's story

Musa is a hard-working farmer who has the ambition to expand his land under cultivation and earn higher profits from farming.

As a member of Babban Gona, Musa has access to high-quality inputs and enhanced farming services, which help to increase his yields. Furthermore, through training programs, Musa now practices farming in a more sustainable manner. For example, the agronomy education Musa receives focuses on micro-dosing fertilizers to lessen environmental impact and increase yields.

Musa expects to reap 40 bags/hectare of maize from this year's harvest, more than double the national Nigerian average of 18 bags/hectare. Nonetheless, Musa needs a Harvest Advance Loan to capture greater margins on his maize instead of selling the grain at harvest, when prices are low due to the high supply of maize.

This Harvest Advance Loan will provide Musa with cash equivalent to his value of maize at harvest. Babban Gona will then help Musa to store his maize and sell it at a higher price over the next six to nine months, guaranteeing higher returns. This is crucial for Musa as he plans on using the increased income to purchase additional farmland for a bigger harvest next season.