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A loan helped to build a better house for the family.
As a member of Babban Gona, Garba has access to high quality inputs and enhanced farming services which help to increase his yields. Furthermore, through training programs, Garba now practices farming in a more sustainable manner. For example, the fertilizer education Garba receives focuses on micro-dosing fertilizers to lessen environmental impact and increase yields. Garba expects to reap 35 bags/hectare, or double the national Nigerian average of 18 bags/hectare from this year's harvest. Garba however needs a Harvest Advance loan to avoid losing margins by selling his maize at harvest, when prices are low due to the high supply of maize.
The Harvest Advance loan will provide Garba with cash equivalent to his value of maize at harvest. Babban Gona will then help Garba to store his maize and sell it at a higher price in the future, guaranteeing higher returns. This is crucial to Garba as he plans on using the increased income to build a better house for the family.