Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $975


Kitale, Trans-Nzoia County, Kenya / Health

Joyce's loan finished fundraising, but these other borrowers need your support

A loan helped to buy medicine and medical supplies for resale.

Joyce's story

Joyce is 44 years old, married, blessed with two children. She operates a pharmacy and has been in this business for the past thirteen years.She earns an average monthly income of KES 30,000. This is her second loan.

Her income greatly improved since her last borrowing. She borrowed KES 100,000 and hopes use this amount to buy medicines and other medical supplies for resale at the shop.

The anticipated profits from the improved business shall be used to repay the loan. Her future hope and dream is to be financially stable.