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A loan helped to purchase additional farmland.
Furthermore, through training programs, Haruna now practices farming in a more sustainable manner. For example, the agronomy education Haruna receives focuses on micro-dosing fertilizers to lessen environmental impact and increase yields. Haruna expects to reap 40 bags/hectare of maize from this year's harvest, more than double the national Nigerian average of 18 bags/hectare. Nonetheless, Haruna needs a Harvest Advance loan to capture greater margins on his maize instead of selling the grain at harvest, when prices are low due to the high supply of maize.
This Harvest Advance loan will provide Haruna with cash equivalent to his value of maize at harvest. Babban Gona will then help Haruna to store his maize and sell it at a higher price over the next six to nine months, guaranteeing higher returns. This is crucial for Haruna as he plans on using the increased income to purchase additional farmland for a bigger harvest next season.