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A loan helped to buy farm inputs such as good fertilizer and good-quality seeds to increase production so that she can assure her children of a good future.
With her extensive farming experience, she has been able to achieve great success. She feels accomplished seeing her crops flowering in her fields and her cattle feeding.
In Kenya, agriculture is one of the most competitive industries, especially due to the high costs of operations necessary to improve farming, such as land acquisition and inputs, which have always been expensive.
To meet the high costs of inputs, farmers are often forced to borrow from financial institutions that sometimes impose very complicated procedures for loan distribution. Some farmers, especially women, end up being disadvantaged.
Mary is now seeking a helping hand through a 60,000 KES loan from Kiva's field partner Juhudi Kilimo. She will use it to buy farm inputs such as good fertilizer and good-quality seeds to increase production so that she can assure her children of a good future.
This loan is therefore an opportunity that she never got before. Her irregular income and lack of collateral security were the main drawbacks limiting her from accessing a loan from commercial banks.
Be inspired and kindly lend to her.