100%

funded

Total loan: $300

Annes

Flag of Kenya
Kitale, Trans-Nzoia County, Kenya / Agriculture

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A loan helped to buy quality farming inputs, such as certified seeds and nutrient-rich fertilizers, to improve her farm and generate more profits.


Annes's story

Annes is a mother of four children; she lives in Kitale, a town where the main economic activities include agricultural processing, particularly in horticulture and maize. She is a competent farmer who has been rearing dairy animals and growing different varieties of crops. When she learned about Juhudi and Kiva, she became interested.

In Kenya, agriculture is one of the most competitive industries, especially due to the high cost of operations necessary to improve farming. Such costs include the cost of land acquisition and inputs, which have skyrocketed. To meet the high costs of inputs, farmers have been forced to borrow from financial institutions, which sometimes impose very complicated procedures for loans distribution. Some farmers, especially women, end up hopeless and demoralized to invest in agriculture.

Annes has taken this loan so that she can use it to buy quality farming inputs, such as certified seeds and nutrient-rich fertilizers, which she plans to use on her farm. With these inputs, Annes will be assured of a good harvest, which will consequently reflect in her pocket. This loan will be a “turning point” for a zealous mom in 2019.