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A loan helped to buy dairy cows in order to increase her volume of milk sales to a local plant.
After learning that she could obtain a loan from Bai Tushum Bank using the contract for future deliveries as collateral under a Value-Added Chain arrangement, Tolkun has applied for a loan of 150,000 som (KGS) to buy dairy cows, her goal being to increase her milk sales. The plant's payments for the milk will be deposited directly into Tolkun's bank account, and the loan payments will be automatically deducted. The income generated by the loan will help Tolkun to develop her business going forward and provide her children with a quality education.