Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $1,200

Zoila Rubicenta

Ibarra, Imbabura Province, Ecuador / Food

Zoila Rubicenta's loan finished fundraising, but these other borrowers need your support

A loan helped to expand her food sales premises.

Zoila Rubicenta's story

Zoila is a woman who always took care of the domestic tasks, but because of the death of her husband she has had to go out and find work. She has been working as a domestic employee in a family home.

Although this work has helped her, she always had the vision of becoming independent, so she has managed to establish a small business selling meals from her home. She has built up an established clientele.

Currently Zoila wants to expand this business, since she has space she can convert to sell different foods and offer more meal alternatives.

Zoila feels very grateful to Kiva, since she is going to improve her business along with her living conditions.