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A loan helped to pay for farm inputs and to hire labourers to help in her farm work because she has a small child to babysit.
She is a wise farmer who is respected by her neighbours and fellow farmers as a mentor. Her main source of income is from dairy and crop farming. She is seeking a 100,000 KES loan, which she will use to pay for farm inputs and to hire labourers to grow more crops.
It takes a lot for a smallholder farmer to risk limited resources to expand a farm business. With your help, Janeffer will be able to pay the high cost of farm inputs necessary for expansion. A significant portion of the profits will be ploughed back into the business to fuel growth and to set a good foundation for her children.
Unlike most micro-finance institutions in Kenya that have imposed very complicated procedures for funds acquisition, thereby discouraging smallholder farmers, Juhudi Kilimo is working closely with Kiva to make loan acquisition for a smallholder farmer easy and convenient. Through this intervention, movement of funds in the rural communities has increased, alleviating rural poverty.