Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount

100%

funded

Total loan: $1,600

Arman

Dovegh village, Tavush region, Tavush Province, Armenia / Construction

Arman's loan finished fundraising, but these other borrowers need your support


A loan helped to stock up with needed materials so that he meets the current demand, thereby increasing their income and changing the family's living.


Arman's story

Meet Arman, a young inspiring constructor from Dovegh village. Arman lives with his parents and elderly grandparents in an area considered to be a conflict zone. Along with his father, he is involved in the construction supplies business; he mainly makes tiles from concrete. You can admire the equipment that he uses during his work in the picture.

Starting a business in this area was a risk. However, Arman and his family never stop craving for bigger heights. This little business is their main source of income, and thus they always try to make enhancements to develop it even more.

Having this in mind, Arman applied for financial support. With the provided loan he plans to stock up with needed materials so that he meets the current demand. Arman strongly believes that this will help to increase their income and change the family's living.