Total loan: $675


Kakamega, Kakamega, Kenya / Agriculture

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A loan helped to gain access to cost-efficient fertilizer for her crop cultivation.

Margaret's story

Margaret is 63 years old and the mom of three children. She lives in the Kakamega area of Kenya. She's motivated to work hard to give her family a good lifestyle. She also has a timber-cutting business.

She's a crop farmer, earning her profit from selling milk and crops at her local market. Those in her area who know Margaret describe her as a far hardworking and determined person. She wishes to continue farming and establish a large agribusiness farm.

The quality of Margaret’s crops has dwindled due to the use of poor farm inputs. This has brought about low demand for her crops and negatively impacted her sales. Access to modern-quality farm inputs is the pillar of the agricultural revolution. However, in Kenya, a developing country, fertilizer and seed allocation by the government is far below farmers' needs.

Margaret requested a loan to purchase farming inputs, such as fertilizers, to boost the quality of her crop production.

Since Juhudi Kilimo, in partnership with Kiva, ventured into the affairs of smallholder farmers in Kenya, farmers attest that there's been a significant improvement in input availability. Margaret is assured of a bumper crop harvest, which will open new markets for her crops and increase her profits. This will improve her standard of living, as well as that of her beautiful children.