Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $3,200

Pa Khoang 12 Group

Dien Bien, Dien Bien, Vietnam / Agriculture

Pa Khoang 12 Group's loan finished fundraising, but these other borrowers need your support

A loan helped to buy fish (0.8-1kg) to raise in the fish pond and sell in some months.

Pa Khoang 12 Group's story

Hac, 30, is a Thai lady. She lives with a husband and two children who are age 9 and 7. Her husband works as a farmer and sometimes he works in some temporary local job. Hac dropped out of school when she was in high school because she did not have enough money for tuition fees to enter university, so she started working when she was still a little girl.

Hac works in the rice field and as with the villagers, all of her income mainly comes from her farm. Hac lacks the capital to buy fish, so she borrowed a loan from Anh Chi Em Program. She hopes this investment will go well and bring a high profit for her family. She hopes to let her children enter university.

Hac stands first from the right in the picture.