Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $3,500


Ladera Ranch, CA, United States / Retail

Ehricka's loan finished fundraising, but these other borrowers need your support

A loan helped me buy unique inventory, build store displays, and pay for the first two month's rent so I can start my dream of owning a children's book and gift shop.

Ehricka's story

I have been a stay-at-home mom for 21 years. The past 5 years I have been a care-taker to a sick child. Now that my children are grown and my child is no longer sick, it's my turn to do what I've always wanted to do. I have good credit but because I've never had an income I cannot get a regular Business loan. Without a Kiva loan, I am not able to start my dream. I grew up in Pittsburgh PA. I come from a long line of farmers, coal miners and steel mill workers. No one in my direct family line has ever gone to a 4 year college, including myself. This lack of education has given me a hunger for knowledge that I want to share with others. I love books. I love listening. I love to learn and I am excited to share this love of knowledge with my community. I believe proximity creates empathy. I am in a neighborhood that is not very diverse in culture. I think my bookstore could provide exposure to "other" people in a way that could build understanding and empathy and ultimately a better world. I want to be a bridge builder. I want to help heal our country. I want to do it in my small part of town.