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A loan helped to buy fertilizer for his coffee crop.
His work as an independent has been a great motivator; he has improved his standard of living. He is excited that he can provide jobs, have a house of his own, travel, and enjoy himself. Every day that Fernan gets up for work he has in front of him his family and his dreams. They motivate him to get ahead and do his very best.
He is seeking a loan to buy fertilizer for his coffee crop. Then he will be able to improve production, increase inventory, and hope for a better income.