Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount

100%

funded

Total loan: $400

Alice

Kerugoya, Kirinyaga County, Kenya / Agriculture

Alice's loan finished fundraising, but these other borrowers need your support


A loan helped to buy farming inputs, such as hybrid seeds and fertilizer, to improve her farm's output and make profits to educate her children.


Alice's story

Alice is a middle-aged farmer (61-year-old mom of 5 pictured in her simple house) from a remote village in Kerugoya, Kenya. She has defied the common thinking among Kenyans that agriculture is for the older generation. Alice is happily married, and she and her husband are blessed with lovely children. Her primary source of income is milk, and she also plants maize on their farm. Despite the back-breaking labor that she puts into her farm, her income is not sufficient to meet the demands of her family. She uses low-quality farming inputs on her farm.

In Kenya, agriculture is one of the most competitive industries, especially due to the high costs of the operations necessary to improve farming. Such costs include the cost of land acquisition and inputs, which have always been high. To meet the high costs of inputs, farmers have been forced to borrow from financial institutions, which sometimes impose very complicated procedures. Some farmers, and especially women, end up being disadvantaged.

Alice is seeking a loan to buy farming inputs, such as hybrid seeds and fertilizer, to improve her farm's output and make profits to educate her children. This loan will enable her to improve her production through the use of quality farm inputs. This intervention will help her fill the increasing demand for food in the market, and in the process, generate more income to repay the loan and improve the quality of life for her family. Kindly don’t hesitate to click the lend button!