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A loan helped to buy farm inputs to improve productivity for this single mom borrower with good credit standing, leading to increased profits to support her children until they finish school.
Due to various farm practices, such as monocropping and continuous cropping, her farm soil has lost its fertility. She also suffers losses brought about by various pests and diseases.
Joyce is requesting this loan so that she can buy fertilizers, pesticides and herbicides to use on her farm. She believes that these inputs will help her improve her farm yield and therefore increase her income. She is confident that she will be able to repay her loan and expand her farm. This loan will surely empower this hardworking woman.