Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $1,300


Thanh Hoá, Thanh Hoa, Vietnam / Housing

Ngoan's loan finished fundraising, but these other borrowers need your support

A loan helped to buy sand, cement, bricks and pipes to buy a new toilet.

Ngoan's story

Ngoan is 34 years old and has two children. She lives in the Thieu Hoa district, a rural region. For more than 10 years she has worked in agriculture raising poultry.

Her family is a low-income household in the village and the job is unstable. Her family does not currently have a hygienic toilet to use. She is asking for a loan to buy sand, cement, bricks and pipes to build a new toilet which will improve her family's living condition.

This is Ngoan's first loan with Thanh Hoa microfinance institution. She is a reputable person in the community.