Total loan: $700


Kitale, Trans-Nzoia County, Kenya / Agriculture

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A loan helped to buy farm inputs to improve her horticulture farming and, as a woman who is unwilling to let her children suffer, to turn around her life around.

Emily's story

Wonderful Kiva community:

Get to know Emily, a new Kiva borrower who is very happy for this great opportunity. She has been a mixed farmer for the last 10 years, enabling her to comfortably support her family. Emily has eight children and five of them are currently in school. She uses the little income she gets from her mixed farm to pay school fees for her children.

In Kenya, agriculture is one of the most competitive industries, especially due to the high costs of operations necessary to improve farming. Such costs include the cost of land acquisition and inputs, which have skyrocketed. To meet the high costs of inputs, farmers have been forced to borrow from financial institutions that sometimes impose very complicated procedures in loan distribution. Some farmers, especially women, end up in hopelessness and have a lack of morale to invest in agriculture.

Emily has taken this loan so that she can use it to buy quality farming inputs, such as certified seeds and nutrient-rich fertilizers, which she plans to use on her farm. With these inputs, Emily will be assured of a good harvest, which will consequently be reflected in her pocket. This loan will be a turning point for this hardworking mother and will make her life better.