Total loan: $700


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Cainta, Rizal, Calabarzon, Philippines / Retail

Carmelita's loan finished fundraising,
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A loan helped to buy more quantities of toiletries, rice, soda, chips, canned goods, charcoal, and other grocery items to sell in the store.

Carmelita's story

Carmelita, 57, was not able to go to college, but she is proud to say that she is able to run her own business, a variety store. With her earnings, she helps her husband, who is a driver, to send their three children to school and meet other family needs.

She is grateful to Kiva funders and the Center for Community Transformation (CCT) for their help through a loan which she used to buy merchandise for the store. She has faithfully paid off the loan and has now applied again for financing to enable her to buy more toiletries, rice, soda, chips, canned goods, and other household items to sell in her store.

Carmelita is a member of CCT and meets weekly with her fellowship partners to share her life’s testimony and business experience. She also draws strength and inspiration from the fellowship and listening to the Word of God. A fellowship group is composed of 15 to 20 members. The fellowship groups gather each week to study the Word of God, build social relationship among partners, and pay microfinance loans.