Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $2,175


Kashat village, Naryn Region, Kyrgyzstan / Agriculture

Zhyldyz's loan finished fundraising, but these other borrowers need your support

A loan helped to buy dairy cows in order to increase the sales volume of organic milk.

Zhyldyz's story

Zhyldyz is 24 years old, married and has a son. Zhyldyz has a college education. To provide the primary income for her family, she has been involved in animal husbandry and farming since 2017. Thanks to Zhyldyz's hard work and her husband's help, today her farm contains 14 cows and a horse. Zhyldyz has a contract to supply organic milk to a local plant for further dairy production. This allows Zhyldyz to constantly invest in her agricultural business. Having learned that she could obtain a loan from the Bai Tushum Bank with her contract as a collateral under the "value-added chain" program, Zhyldyz requested a loan in the amount of 150,000 som (KGS) to buy dairy cows in order to increase the sales volume of organic milk. Payments for the milk from the Plant will be directly deposited to Zhyldyz's bank account, and loan repayments will be automatically debited. The earnings from the loan will help Zhyldyz to further grow her business and achieve the dream of saving enough money to buy a house.