Total loan: $1,500


Nyamira, Nyamira County, Kenya / Agriculture

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A loan helped to buy fertilizer to expand her tea farm and meet the high demand for tea in her village, thus increasing her income to secure the future of her children.

Ruth's story

Farming is a skill that Ruth (pictured on her tea farm) learned from her parents when she was still growing up. She grows tea and plants different crops. Regardless of past failures, she chooses to live her life happily. She has become one of the most respected woman farmers in her area. Ruth is seeking a loan of 150,000 KES from Kiva lenders to buy fertilizers and expand her tea farming business.

Tea farming offers employment opportunities to thousands of smallholder farmers in the Nyamira area. For this reason, Juhudi has teamed up with Kiva to give access to a loan that will help Ruth to develop her tea farm into a highly profitable business.

With your loan, Ruth’s family will benefit from the growth of her business. This will not only increase their income, but also will improve their living standards. Lenders, if there is someone you should consider lending to this year, that person is Ruth! She is so thankful to have a chance like this Kiva loan. She hopes for your help.