100%

funded

Total loan: $1,450

Zharkynai

Bakai-Ata district, Talas region, Talas Region, Kyrgyzstan / Agriculture

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A loan helped to buy dairy cows in order to increase the volume of milk she can sell.


Zharkynai's story

Zharkynai successfully paid off her previous loan. She is thankful to Kiva and to everyone who helped her financially. Thanks to her hard work and help from her husband, she currently has a well developed farm, with 2.59 hectares of land where she grows beans as well as four cows and 25 sheep. She also has a contract to provide organic milk to the local factory for further processing into dairy products. This allows her to constantly invest in her agricultural business.

When she found out that she could receive a loan for further repayment through Bai Tushum Bank under the framework of the "chain of added value" product, Zharkynai approached them for a loan of 100,000 KGS to buy thoroughbred dairy cows to increase her volume of milk sales. Payments for the milk from the factory will be transferred directly into her bank account, and loan payments automatically debited. She plans to put income from the loan into further expanding her business, and toward her children's education.