Total loan: $700


Molo, Nakuru County, Kenya / Agriculture

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A loan helped to pay for farm inputs and to hire laborers to grow more crops on the farm, make more profits from sales, and use the profit to set a good foundation for her children.

Caroline's story

As the moon fades to give way to the beautiful sun, Caroline jumps out of her bed to go to her farm. She is a smallholder farmer practicing dairy, poultry, and crop farming to make a living. She enjoys farming, for it is her means of securing the basic necessities of life.

Caroline is 35 and she is a mom of five children. She started farming due to economic necessity. As young as she is, she possesses immense knowledge, skills, and experience in farming. Caroline owns a small parcel of land where she practices maize and different crop farming and rears dairy animals.

The biggest constraint to the success of Caroline is the use of poor quality fertilizers and lack of a chemical control method of pesticides and herbicide. Juhudi Kilimo has partnered with Kiva to provide financial services to smallholders around Kenya. Through these financial services, farmers in Molo now can buy productive assets and important agricultural inputs for use on their farms.

Caroline is seeking this loan to buy farm inputs such as seeds, fertilizer, herbicides, and pesticides. This loan will enable her to improve her production through use of quality farm inputs. This intervention will help her fill the increasing demand for food in the market and, in the process, generate more income to repay the loan debt and elevate the quality of life for her family.