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A loan helped Purchase gold and silver plated ornaments requested by her customers.
Patricia Esther's story
Patricia’s husband is a policeman and they have two dependent children. Her sister-in-law is a teacher and helps find customers among her friends at work who are more likely to pay. Patricia also sells shoes, silver plated ornaments, imitation gold, and appliances that are not offered in her product catalog but requested by her customers. For this reason, her customers prefer to buy from her, which has led to an expansion of her business since Patricia is willing to sell them whatever they need. Her current goal is to obtain a loan of 2,000,000 COP to buy silver and gold ornaments since these items are the most profitable.
For Patricia, having a business means establishing her status as an independent woman. With her earnings, she is able to pay Social Security so that she can support her parents and still maintain a beautiful and orderly home. This is a by-product of the willingness of her and her husband to live a better life each day. They have been able to make optimal improvements to their home by adding floors, doors, and closets. Patricia loves her husband because he does not limit her ability to dream or make investment decisions. He acknowledges that her choices have resulted in successful outcomes.
Patricia H. is a multifaceted woman. She enjoys her work, but she also participates in activities that support the feeding of the poor and encourage improving the nutritional levels of children who do not have enough to eat. Patricia lends a hand to an organization near her home that identifies mothers and guardians of children at risk and teaches them about proper nutrition. She has participated in programs that plant gardens in the yards of families with special needs. The revenue generated from this program goes to fund programs that strengthen family development. Her dream is to provide specialized training to educators and other professionals who work with children. As for her business, she wants to develop a solid program in which exhibitors can sell from their home and then hire employees and pay them a wage that will allow them to support their families. One of the challenges she faces is the existence of health problems in her family. She ran out of capital and is now having to rebuild. Patricia is an integral member of her family who is aware of her moral obligations. She has a great capacity for taking calculated risks necessary to map out her future.
Translated from Spanish by Ronan Reodica, Kiva Volunteer