Total loan: $1,100


Ozamis City, Misamis Occidental, Northern Mindanao, Philippines / Agriculture

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A loan helped To purchase fertilizers such as manure.

Carmelita's story

Carmelita D. is from Carmen Annex, Ozamis City. She is 56 years old, married, and has seven adult-aged children. To make a living, Carmelita owns and operates a business venture in the agriculture sector raising crops. The main source of income for the business comes from planting and harvesting rice for sale. Carmelita has been engaged in her business for over two years and earns approximately 30,000 PHP a month from these activities.
In 2010, Carmelita joined Kiva partner GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. She is requesting a loan of 50,000 PHP, which will be used to purchase fertilizers such as manure. This loan will be her first from GDMPC. She plans to use the additional revenue generated from the business to improve her family's general living conditions.

GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three unit offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.