Total loan: $3,500

Xebalanguac Tercero Group

Joyabaj, Quiché, Quiché Department, Guatemala / Retail

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A loan helped to buy inventory to stock her general store, which is the only one in her community.

Xebalanguac Tercero Group's story

Seven Maya K’iche ladies, who live high in the mountains in the state/department of Quiche, formed the Friendship Bridge Trust Bank “Xebalanguac Tercero.” Their community is remote, and they need to travel 2 hours in the back of a pickup truck on a bumpy dirt road to reach the marketplace. They proudly wear their colorful “traje,” or native dresses, in shades of blue and lilac. They are beginning their second loan cycle with Kiva and will invest the funds into their small businesses that include animal husbandry and traditional textile fabrication.

The President of the Group is 40-year-old Lucia, who has one year of adult school education. She is single and helps to support her 74-year-old mother. Lucia has a convenience store and is requesting a loan to buy inventory, including everyday items, for her shelves. Her convenience store is the only one in her neighborhood, and she has many customers.

Lucia calls the monthly meetings to order and then the ladies make loan payments. Next, they participate in educational training sessions, which are part of the “Microcredit Plus” program of loans, education, and healthcare services. The women share, “Thanks to our monthly trainings, we have learned to take care of our health and value ourselves as women.” They also learn about good nutritional and hygienic habits, as well as effective business practices.

Being able to access credit from Kiva investors and participate in the “Microcredit Plus” program is life-changing for these women. Thank you, Kiva investors!