Total loan: $1,725


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Kok-Tokoy village, Talas region, , Kyrgyzstan / Agriculture

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A loan helped to buy 2 dairy cows to expand her herd and increase organic milk sales.

Satkyn's story

Satkyn, age 42, is married and has two children. Satkyn has a secondary education. She is responsible and hardworking by nature. She has been engaged in animal husbandry and crop farming since 1995 as her family's primary source of income. Thanks to Satkyn's hard work and her husband's help with the farm, her farm currently has five cows, 35 sheep, and a horse, as well as a 0.9-hectare plot of land where she grows beans. They use the hay from the beans as fodder for their livestock.

Satkyn has a contract to deliver organic milk to a local factory for further processing into dairy products. This allows her to invest continually in her agricultural business. When Satkyn found out that she could take out a loan from Bai Tushum Bank on security of her contract for a future delivery (as part of the "Value chain" product), she applied for a loan of 120,000 som (KGS) to buy two dairy cows in order to increase the size of her herd as well as the volume of organic milk she sells. Payments for milk from the factory will be transferred directly to Satkyn's bank account, and loan payments will be automatically debited. Satkyn plans to invest profits from the loan in the further expansion of her herd, and she will use part of the profits to buy winter clothing for her children and pay for their education.