Total loan: $850


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Zugdidi, Samegrelo-Zemo Svaneti, Georgia / Education

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A loan helped to pay for a bachelor's degree in Business and Law.

Karlo's story

Karlo is 23 years old and from Zugdidi. He lives with his mother, who is a hired private worker, and father, who is an artisan. The family's income is barely enough to cover their monthly living costs.

Karlo is facing financial difficulties for paying his tuition fees toward a degree in Business and Law. He studies at the Shota Meskhia State Teaching University of Zugdidi and tries to study hard in order to have enough knowledge to be a competitive and successful person in Georgia.

His credit request was approved within the educational loan program, which is a joint initiative between Credo Bank and Kiva. He assures lenders that he will be an excellent student and return their money on time.