Total loan: $100


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Kaduna, KD, Nigeria / Agriculture

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A loan helped to purchase more land for growing maize in order to earn higher profits next harvest and increase long-term prosperity.

Zainabu's story

Zainabu is a maize farmer from the rural area of Kaduna, a state located in northern Nigeria. Zainabu has the ambition to expand her land under cultivation, which will deliver more crop output and enable her to earn higher profits from farming.

As a member of Babban Gona, Zainabu has access to high quality inputs and enhanced farming services which help to increase her yields. Furthermore, through training programs, Zainabu now practices farming in a more sustainable manner. For example, the agronomy education Zainabu receives focuses on micro-dosing fertilizers to lessen environmental impact and increase yields. Zainabu expects to reap 40 bags/hectare of maize from this year’s harvest, more than double the national Nigerian average of 18 bags/hectare.

Nonetheless, Zainabu needs a Harvest Advance loan to capture greater margins on her maize instead of selling the grain at harvest, when prices are low due to the high supply of maize. This Harvest Advance loan will provide Zainabu with cash equivalent to her value of maize at harvest. Babban Gona will then help Zainabu to store her maize and sell it at a higher price over the next 6 to 9 months, guaranteeing higher returns. This is crucial for Zainabu as she plans on using the increased income to purchase additional farmland for a bigger harvest next season.