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Total loan: $8,650

Martin's Group

Flag of Rwanda
, , Rwanda / Agriculture

Martin's Group's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to pay workers who weed rice.

Martin's Group's story

Muvumba 11 is a group represented by Martin, who is 38 years old, married, and has three children between five and 10 years of age, all of whom are in school. He is a farmer who has been growing rice for the past seven years.

With the loan from Kiva, Martin would like to pay workers who weed his rice. The profits from the business will go toward school fees for his children, medical insurance and savings.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations.

For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.