Total loan: $200


Kerugoya, Kirinyaga County, Kenya / Agriculture

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A loan helped to buy seeds and start horticultural farming, thereby making a greater profit and improving her living condition.

Mary's story

Mary has a strong desire to get ahead, improve her living conditions, and support her children as well as her cupcake, or husband. She was unable to study to attain a professional career owing to the poor economic situation faced by her family, but she has never given up. Growing vegetables and dairy farming are her main sources of income.

Though she dearly loves crop farming, her farm is at risk from pests and diseases. For a poor rural farmer, treatment of crop diseases requires an increase in operational costs. In most cases, the amount of capital invested surpasses the output harvested. The remedy is to use certified seeds that are resistant to pests and diseases.

Mary is seeking a KES 20,000 loan that she will use to buy farm inputs, seeds, and fertilizers. With the good climate and infrastructure in her region, she believes she will be able to produce enough output to exceed expenses. Her profits will be used for her children's education as well as to meet the family’s basic needs. With lenders’ assistance, Mary can afford the high cost of inputs necessary for her farm. A loan will go a long way in changing the life of this woman smallholder farmer.