Total loan: $100


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Yumbing, Mambajao, Camiguin, Northern Mindanao, Philippines / Retail

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A loan helped to purchase additional products to sell.

Espifania's story

Espifania A. is from the village of Yumbing, Mambajao, in Camiguin Province. She is 44 years old. Espifania is married and has 3 school-aged children. To make a living, Espifania owns & operates a retail business selling dried seafood products, including fish and shrimp, in the local community. Espifania has been engaged in her business for over 6 years and earns approximately 3,000 PHP a month for these activities. In 2009, Espifania joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Espifania is requesting a loan of 4000 PHP which will be used to purchase additional products to sell. This will be the first loan Espifania has taken out from HSPFI. She plans to use the additional revenue generated by this loan to improve and expand her business. About HSPFI: HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.