Total loan: $550

James Nderitu

Makutano-Sagana, Kirinyaga County, Kenya / Retail

James Nderitu's loan finished fundraising,
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A loan helped To expand his retail business in Sagana.

James Nderitu's story

James is 32 years old and married to Hellen. They are blessed with two daughters. He has been operating a retail shop for the past five years. He learned about the Kiva partner, KADET, through marketing outreach in his home town of Sagana. James has never borrowed from another MFI (micro-finance institution). James' business is located in a scarcely populated area of middle class people, and as a result the competition is low, which is a big advantage to his business as long as the shop is well stocked.

He is planning to expand his business with the loan he has applied for. He intends to open a cafe, which is under construction, with the extra profit he is expecting from his shop. His hopes and dreams are to educate his children and to improve their standard of living. He describes himself as a hardworking man, creative and faithful.