Total loan: $300


Bungoma, Bungoma, Kenya / Agriculture

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A loan helped to buy another quality dairy cow that will produce 9 to 12 liters of nutrient-rich milk a day.

Mercy's story

To be without capital and lacking opportunities -- this is what Mercy is experiencing. Even though Mercy has faced many challenges, she has held her head up high and has defied the common thinking of most Kenyans that farming is for the older generation.

Mercy has been practicing dairy farming for the past five years, and taking care of her cow gives her great joy. She is an early riser, and she wakes up every morning to milk her cow. Her primary source of income has been selling eggs, maize and milk. A small personal business she engages in supplements her meager income.

This humble farmer is known for selling the best-quality milk to her neighbors and at the local market. Through word of mouth, customers have been flocking to her farm for milk. She has been making a profit but would like to take advantage of the demand she currently can’t meet.

Therefore, Mercy is seeking a 30,000 KES loan through Kiva's field partner Juhudi Kilimo to satisfy that demand, by buying another quality dairy cow that will produce between 9 and 12 liters of nutrient-rich milk a day.

Her profits will help her repay the loan fully, and since she has fully serviced other Kiva loans, she promises to do the same with this loan so as to improve her family’s living conditions.