Total loan: $50,000
Accra, Greater Accra, Ghana / Agriculture
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A loan helped smallholder farmers get affordable land documentation in Ghana, securing their land rights for the next generation.
Problem For both rural and urban communities in upcoming economies, access to and usage of land is the first and most important path to prosperity. Clear access to land offers everyday sustenance and long-term economic perspective. But to prosper from their land these communities first need to clarify boundaries and leverage its economic potential. Solution That's where Meridia comes in. We combine the technological tools and on-the-ground expertise to unlock land potential. From digitally mapping boundaries and validating legal documents to helping secure ownership, we bring much-needed transparency and clarity to the communities that need it most. Our one stop shop solution puts documents in the hands of smallholder farmers, that give them the legal right to the land they live and work on. Loan Use & Impact Our smallholder customers income is entirely from cocoa or cashew production, where a short annual harvest season leaves them with limited available cash most of the year. As a result they cannot afford to buy the land documentation that can protect their land rights out of season. With a loan from Kiva, Meridia can double the amount of smallholders it can offer land documentation by allowing farmers to purchase land documentation throughout the year. With a land document in hand, smallholders can have peace of mind, secure their land for future generations to use and provide evidence of ownership for financing.