Total loan: $400


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Kerugoya, Kirinyaga County, Kenya / Food

Joseph's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to buy different varieties of cereals such as lentils, maize and beans from local farmers and sell them to the readily available market.

Joseph's story

For a poor dad to take on farming requires a sufficient amount of passion, and that is what Joseph possesses. Joseph describes farming as the best economic activity. He has been farming for the last 9 years. In his village, he practices mixed farming. The income he makes from selling milk and eggs is used to meet the basic needs of his household. Though Joseph has gathered much experience in this business, he is not comfortable with the little amount he earns, since he is the only breadwinner in his household.

Joseph has decided to focus more of his attention on farming. However, he needs to boost his income by buying different varieties of cereals from local farmers and selling them to his customers and at the local market.

He will earn a commission from these sales that he intends to use to repay the loan and improve his standard of living.

This loan is, therefore, an opportunity that Joseph has never had before. His irregular income and lack of collateral security were the main drawbacks limiting him from accessing a loan from commercial banks. Thanks to Juhudi Kilimo and Kiva, the life of Joseph and his family will be changed by this loan.