Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount

100%

funded

Total loan: $50,000

Direct Origin Trading

Tolima, Tolima, Colombia / Agriculture

Direct Origin Trading's loan finished fundraising, but these other borrowers need your support


A loan helped raise wages for rural farming families in post-conflict regions in Colombia.


Direct Origin Trading's story

This loan may have higher risk but higher impact. Learn more here. Problem: Smallholder coffee farmers in Colombia have little access to differentiated coffee markets, limiting their ability to capture the true value of their coffee. This leaves farmers in poverty and incentivizes farming techniques that maximize production at the expense of quality and the environment. Their margins tend to be thin or nonexistent due to the volatility of the commodity market and number of middlemen, causing many to lose their farms and migrate to the cities. Solution: Direct Origin Trading (DOT) takes supply chain transparency to a new level, connecting farmers directly to craft roasters. This personal connection fetches a higher price, and more importantly, does not fluctuate like commodity prices. By forming farmer collectives, DOT allows farmers to receive payment at the time of harvest, while capturing the value that their quality coffee deserves. Check out their overview video to learn more. Use and Impact: This loan will extend DOT's pre-financing program to more smallholder farming families, especially in isolated, marginalized areas affected by armed insurgency. This loan will allow Direct Origin to process and export more coffee more efficiently while paying a 50%+ premium to rural farmers.