Total loan: $600


Kerugoya, Kirinyaga County, Kenya / Agriculture

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A loan helped to buy farm inputs, such as fertilizer and seeds, to enable her to grow more vegetables, make profits, and assure her children of a stable future.

Mary's story

Wonderful Kiva lenders,

Get to know Mary, a resourceful woman who works hard to raise her children despite her husband’s absence. She believes in loving what she does because it gives her the courage to continue in life despite challenges that may arise. She is a smallholder farmer from a remote village in the Kerugoya area of Kenya. Thanks to her daily efforts, she has managed to give her children a good start by providing them with a good quality education.

Access to modern-quality farm inputs is the pillar of agricultural revolution. However, in Kenya, a developing country, fertilizer and seed allocation by the government is way below the needs of farmers. Since Juhudi Kilimo, in partnership with Kiva, ventured into the affairs of smallholder farmers in Kenya, farmers can attest that there has been a significant improvement in availability of inputs. Mary has requested this loan to pay for farm inputs such as quality fertilizers and hybrid seeds to help improve her horticulture farm.

Being a woman and accessing funds in Kenya, especially around Kerugoya, is very challenging, but Mary feels relieved knowing there are institutions such as Kiva that help enterprising women like her. She is always working to improve her living conditions, but her biggest dreams are to become independent and support her family by herself and to secure her children’s future. Mary appreciates your understanding and hopes for your helping hand.