Total loan: $2,200


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Uch-Emchek village, Talas Region, Kyrgyzstan / Agriculture

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A loan helped to buy dairy cows to increase livestock headcount and sales of organic milk.

Umut's story

Umut is 23 years old, married, and has a child. Umut has a higher education. As the main income for her family, she has been rearing livestock and farming since 2015. Thanks to Umut's hard work, and with her husband's help, today her farm has 9 cows, 14 sheep, and 1 horse, and a land share of 1.54 hectares on which she grows hay. Umut has a contract to supply organic milk to the local plant for further processing into dairy products. This allows Umut to continuously invest in her agricultural business.

Umut learned that she can get a loan from Bai Tushum Bank on the security of her contract for future delivery, within the product "Chain of Value Added." She applied for a loan of 150,000 KGS to buy dairy cows to increase the volume of milk and to increase her herd. The factory's payments for milk will be directly deposited to Umut's bank account, and loan payments will be automatically deducted. The income from the loan will help Umut in the future to increase the number of livestock, improve her family's material well-being, and provide quality education for their children.