Total loan: $2,200


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Namatbek village, , Kyrgyzstan / Agriculture

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A loan helped to buy a few dairy cows in order to increase her livestock headcount and her sales of organic milk.

Nazira's story

Nazira is 24 years old, married, and the mother of a young girl. She completed her secondary education. Since 2014 she has been involved in animal husbandry and crop farming, two activities which constitute her family's main source of income. Thanks to her very hard work, and to the help of her husband, she currently has eight cows and two horses on her farm. She also has 0.4 hectares of land on which she grows beans and plums.

Nazira has a contract for the delivery of organic milk to a local factory for further processing into dairy products. This allows her to continually invest in her agricultural business. When she found out that she could take out a loan from Bai Tushum Bank to secure her contract for future deliveries (as part of the "Value Added Chain" product), she applied for a loan of 150,000 som (KGS) to buy a few dairy cows and increase the volume of milk that she sells. Milk payments from the factory will be directly transferred to her bank account, and loan payments will be deducted automatically.

Nazira is planning to use the earnings from her loan to further increase the size of her herd as well as her crop yield, and to build a big house.