Total loan: $300


Kitale, Rift Valley, Kenya / Agriculture

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A loan helped to buy farm inputs such as certified seeds and nutrient-rich fertilizers, improve her productivity and generate more income to improve the conditions of her house.

Penina's story

Kitale has a beautiful landscape and it’s endowed with natural streaming rivers and green vegetation. It is popularly referred to as “the maize pot”. Penina (pictured alongside her soulmate) has lived in this neighborhood for more than eight years. Her family's main income source is milk from their dairy farm but they are also involved in other agricultural activities such as growing vegetables, fruits, different horticulture produce and grains.

Access to modern-quality farm inputs is the pillar of agricultural revolution. However, in Kenya, a developing country, fertilizers and seeds allocation by the government is way below the needs of farmers. Since Juhudi Kilimo, which is in partnership with Kiva, ventured in the affairs of smallholder farmers in Kenya, farmers can attest that there has been a significant improvement on inputs availability than before.

Penina is requesting a loan to buy farm inputs such as certified seeds and nutrient-rich fertilizers. Your loan will enable her to improve her production through the use of quality farm inputs. This intervention will help her meet the increasing demand for food in the market and, in the process, generate more income to repay the loan debt. She also hopes to improve the conditions of her house.