Total loan: $1,475


Thika, Kiambu County, Kenya / Agriculture

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A loan helped to buy farm inputs such as quality fertilizers and hybrid seeds to help improve her farm and use profits from increased crop production to pay tuition fees for her children.

Racheal's story

Racheal's contagious and cute smile is what you notice when you take a glimpse of her and you will never know she is a single mom. She is a smallholder farmer who lives and works on a small farmland in the Thika area of Kenya. She makes a living in dairy and horticultural farming. She enjoys her job as a farmer because it provides food, income, and a livelihood for her family. Besides farming being a means of securing the basic necessities of life, she finds self-respect and fulfillment knowing that what she does feeds her nation. In the area of Kenya where Racheal operates, there is a huge deficit in terms of access to financial products and services.

For years, Racheal has had yields and incomes that are far below what they could be, because she can't afford quality agricultural inputs. Juhudi Kilimo has partnered with Kiva to provide financial services to smallholders around Kenya. Through this partnership, financial services are now available to farmers like Racheal. She is currently seeking a loan to buy important agricultural inputs ahead of the planting season. These farm inputs include seeds and fertilizer. Your loan will enable her to improve her production through use of quality farm inputs. This intervention will help her fill the increasing demand for food in the market and, in the process, generate more income to repay the loan debt.

Racheal appreciates you taking your precious time to check her profile and your support.